insurance law south africa

Insurance Law

Legal advice and legal services pertaining to all aspects of insurance law including disputes with insurance companies, the vetting and interpretation of insurance policies, the rejection of claims etc

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political unrest

SASRIA is the only insurer in South Africa that provides cover for damage caused during these kinds of incidents.

The Legal Advice Office received the following query in on Friday.

 “Good morning. I am a business owner in Hermanus and have a query regarding insurance. 

With all the civil unrest which happened in our town during 2018; and although I did not, as yet, suffer direct damage to my business premises or any of my other business assets; I have suffered severe financial loss of income loss. However; I have been wondering whether insurance companies are obliged to pay out insured persons or companies whose property was in fact damaged by these incidents.” 

Insurance fraud pinocchio

Dishonesty to your insurer can result in not being able to get alternative insurance from another insurance company

A case study on Insurance Fraud:

We dealt with short-term insurance fraud in our last blog and today will look at a recent case study to illustrate the issues previously discussed by ourselves and the consequences of fraudulent insurance claims.

The Law of Insurance:

insurance fraud

It is probably true to say that most of us have a love-hate relationship with insurance companies.

We pay premiums to them to keep us covered for a loss/theft, but feel that most times the insurance companies try to avoid liability or use technical reasons to avoid the claim.

Another aspect is Insurance Fraud:

We thought we would start the new week with this completely different topic.

Insurance fraud; what is it?

Simply put; it is when an insured person claims from his/her insurance company for something that the insurer is not liable for; in terms of the insurance policy.

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Legal Advice Office

South Africa

Kandelaar Street, Vermont, Hermanus
Phone: +27 (028) 316 2458
Email: info@legaladviceoffice.co.za